• We Are
    The Solution to Efficient
    Mortgage Processing

    21 Day Closing or Sooner, Track Loan Status, Submit to CTC

    Getting Started
  • We Are
    The Solution to Efficient
    Mortgage Processing

    21 Day Closing or Sooner, Track Loan Status, Submit to CTC

    Getting Started
  • We Are
    The Solution to Efficient
    Mortgage Processing

    21 Day Closing or Sooner, Track Loan Status, Submit to CTC

    Getting Started

BUILT FOR BROKERS

Our Loan Processing Services can assist MORTGAGE BROKER in streamlining their business processes to reduce loan processing time, processing costs and increase their ability to close more loans. We can provide you with a custom-fit business solution to help you originate loans in complete compliance with regulations. We check the entire package and communicate with MORTGAGE BROKER, LO, LOA and Underwriter at every step in the process.

Review Document Compliance

  • - Copies of recent Pay Stubs
  • - Copies of W-2 forms for past 2 years
  • - 1099 forms, Form 1003 etc
  • - Bank statement copy
  • - Renting history
  • - Gift letters; Stocks and Bonds
  • - Work visa or green card
  • - Profit and Loss statement for self employed
  • - K-1's for all partnerships and S-Corporations for the last two years

Review 3rd Party Documents

  • - Appraisal report
  • - Title reports
  • - Homeowners insurance
  • - Form 4506-T
  • - Letter explaining any gaps in employment in the past 2 years
  • - Divorce decree/child support document
  • - Copies of Insurance assets (Flood, Title, Homeowners etc)

Verification

  • - VoE (Verification of Employment)
  • - VoD (Verification of Deposit)
  • - VoM (Verification of Mortgage)
  • - Verification of property sale history
  • - Verification of appraiser signature and registration
  • - Verification of property location

Benefits

  • - Standardized and automated back office support for mortgage processing
  • - Up to 40% reduction in per employee operational cost
  • - Flexibility to scale work up to 50% during peak times
  • - Seamless communication and highly transparent operations
  • - 100% data confidentiality and privacy

Mortgage Processing

Mortgage loan processing is the process of collecting and preparing all the materials needed to secure a loan for a borrower. The process entails examining and verifying all the information contained in the loan application. It also involves reviewing the property title report and appraisal report which gives a first-hand account of the condition of the property. Once the documents clear processor requirements, they are passed on to the underwriter for a final consideration followed by underwriting the loan.

We Offer End-To-End Mortgage Processing Support Services

Our mortgage process will keep you updated on your project’s progress by communicating with your internal team about its latest developments regularly. In fact, any changes that are made to the project must first be sent to the client for approval, which ultimately means that you are in complete control of your project at all times. Our communication channels are always open to ensure that all pertinent information regarding the project’s advancement can be shared with ease on a 24/7 basis.

VA and FHA case numbers
Credit Check
Loan Estimate Preparation
Verification
Review Document Compliance
Review 3rd Party Documents
Collect Supporting Documents
Loan Submission & Condition Clearing

mortgage processing simplified

Our transparent process is designed for full access so you'll always know exactly what is going on with each borrower's loan. Our team communicates with you and the borrower every step of the way. Plus, the dashboard makes it easy to track progress anytime - with just a few clicks.

Easy
Onboarding

Learn how to get set up so you can start sending loans and begin working with us right away.

Explaining the
Broker’s Dashboard

A comprehensive dashboard provides important insight into your
brokerage.

How to Start
a New Loan

A digital mortgage application that is built specifically for today’s
borrower.

POS
Overview

Full transparent communication history allows the MLO to remain in full control of the process

How to
Upload Documents

Stip your file and update your needs list in real time.

Tracking
your loans

A fully transparent insight relating to your loans in processing, with real-time updates.

Flexible
Processing

Third-party processing offers the flexibility to scale your team easily from month-to-month.

Qualified
Processors

We maintain a group of highly qualified talent that specializes in loan processing.

About Us

MEET LORI

I Love networking and helping others. I'm passionate about my family. I enjoy Boxing. I have been in the mortgage industry over 30+ years. Between Funding and Originating Home Loans, it is somewhere in the neighborhood of 4,842+ loans and totaling a staggering funding and production number of well over $2,474,679,000.00+. I know Home Loans

benefits of partnership

Full
Transparency

Our transparent process is designed for full access so you'll always know exactly what is going on with each borrower's loan.

Best-in-class technology.

Streamlines the entire workflow of the mortgage transaction,starting by providing access to an all-in-one platform.

Our
Processors

Over 30 years of experience in mortgage loan set up services, well established processes for underwriting, appraisal and title support.

Loan Packaging and Review

Our team of experienced mortgage experts assist your loan approval process by working closely with a Mortgage Broker and loan officers to complete loan packaging.

What We Can Do For You

We follow a systematic approach to document collection and verification of customer information that greatly reduces the risks of your underwriting process. Our clients outsource conventional mortgage loan processing services to ensure the demand for this type of loan is matched with the right levels of service efficiency.


Supercharge Your Pipeline

We thoroughly understand the systems we operate with and have strong relationships with top lenders along with their underwriters. We can submit applications, clear conditions and solve problems quickly and efficiently.


Fast Turn
Times

We'll make the lending process fast and easy for your clients by using e-sign, the latest doc-less technologies and more. Your client's will notice and send more referrals your way.


Do What You Do Best

Your time is better spent bringing in new clients and building relationships. Let us handle the guidelines and loan processing details that are our expertise.

Pricing

Silver

$99/ M

  • Pure HTML & CSS
  • Responsive Design
  • Well-commented Code
  • Easy to Use
Buy Now

Gold

$199/ M

  • Pure HTML & CSS
  • Responsive Design
  • Well-commented Code
  • Easy to Use
Buy Now

Platinum

$299/ M

  • Pure HTML & CSS
  • Responsive Design
  • Well-commented Code
  • Easy to Use
Buy Now

Contact us

Address

1401 Halyard Dr Ste. #130,
West Sacramento, CA 95691

Email

info@efficientmortgageprocessing.com

Contact

209.740.0895